Don’t Save it All till the End

Collect-Moments-Not-Things

One question I get a lot is how/why Q and I travel frequently and am often complimented on our commitment to go on trips together. I am always very flattered when people say this but Q and I are not doing anything special we just want to do something so we find a way to make it happen. We’re not doing anything groundbreaking.

It’s always sad to hear people say “they’re waiting until retirement”  I totally understand everyone’s priorities are different but it’s disappointing that people wait to do things they dream about. I know how it feels to delay things and it doesn’t feel good. We’re here to squeeze as much as we can out of our lives and we all deserve to be happy.

Please don’t misunderstand though, retirement savings is very important and should be a top priority before anything else. I max out my 401k every year and always will. I want to retire with dignity and making sure your retirement plans are in order is crucial. I often wonder though, if people didn’t focus on accumulating “stuff” then maybe they could travel more or pursue activities that make them happy?

When Q and I went on our honeymoon we made a promise to go somewhere together every single year to celebrate our anniversary. We didn’t want to wait until our 60’s to travel together.

The thing is, I am not sure what my health will be like then or if I will even still be alive. What I do know is you never know when the end will be. If we all knew wouldn’t that be so much easier? I also get very little fulfillment from the “keeping up with the Joneses” type of mentality. I have nothing to prove to anyone. One of my managers once said “We all die naked” and that is so true isn’t it? People spend half of their lives acquiring material possessions only to spend the end of their lives downsizing and getting rid of all that crap.

Experiences are what I value not material things. My TV, clothes, handbags can be taken away at any time but my memories with my family cannot.

We should never save anything till the end. Do it now, today or make strides every single day to make your dreams a reality sooner rather than later. I know this is entirely cliche and is easier said than done.  I will spend the rest of my life constantly reminding myself of this as well.

 


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